Documentation Category 7 of 10
Insurance & Compliance
Protects contractor and client. Document insurance coverage, license numbers, and approved installer documentation for warranty eligibility.
What to Document
Insurance & Compliance Checklist
Contractor Documentation
- General liability insurance
- Workers compensation insurance
- Contractor license number
Manufacturer Requirements
- Approved installer documentation
- Warranty eligibility documentation
Why It Matters
Insurance Documentation Importance
Warranty Validation
Manufacturers require proof of proper insurance coverage before honoring warranty claims.
GC Requirements
General contractors require current certificates of insurance before allowing work to begin on site.
Liability Protection
If something goes wrong, documented insurance proves you contractor had appropriate coverage in place at the time of installation.
Best Practices
- Request COIs certificate of insurance before starting each project
- Keep copies of all insurance documents in your project file
- Document additional insured status for any endorsement
- Verify expiration dates and renew coverage as needed
- Ensure your insurance matches the specific project requirements
Common Mistakes
- Letting coverage expire without documentation
- Failing to provide COs with current documentation
- Not documenting additional insureds or specialized coverage
- Assuming general liability covers all spray foam work without verification
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